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	<title>House Prices Blog</title>
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	<link>http://www.houseprice.org.uk</link>
	<description>UK house price related musings, articles and guides</description>
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		<title>Victorian Architecture</title>
		<link>http://www.houseprice.org.uk/2011/11/victorian-architecture/</link>
		<comments>http://www.houseprice.org.uk/2011/11/victorian-architecture/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 15:50:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.houseprice.org.uk/?p=89</guid>
		<description><![CDATA[Victorian architecture was born during the reign of Queen Victoria in Great Britain.  The combination of Gothic and Italianate styles influenced the creation of Victorian architecture. A Victorian style building is narrow and tall with a steep roof, bay windows, cone shaped turrets and stairs to the front door. San Francisco is a great example [...]]]></description>
			<content:encoded><![CDATA[<p>Victorian architecture was born during the reign of Queen Victoria in Great Britain.  The combination of Gothic and Italianate styles influenced the creation of Victorian architecture. A Victorian style building is narrow and tall with a steep roof, bay windows, cone shaped turrets and stairs to the front door. San Francisco is a great example of where to find an abundant amount of Victorian style homes.  The colourful Victorians decorate the hills in<a title="San Francisco" href="http://en.wikipedia.org/wiki/San_Francisco"> San Francisco</a> because they were easy to build side by side. The most famous Victorians in San Francisco are located on Steiner Street and are referred as &#8220;Postcard Row.&#8221;</p>
]]></content:encoded>
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		<title>Shortcuthome</title>
		<link>http://www.houseprice.org.uk/2011/11/shortcuthome/</link>
		<comments>http://www.houseprice.org.uk/2011/11/shortcuthome/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 09:47:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Property renting]]></category>

		<guid isPermaLink="false">http://www.houseprice.org.uk/?p=85</guid>
		<description><![CDATA[A new service has recently launched, Shortcuthome is an innovative website (www.shortcuthome.com) connecting landlords and tenants for free.  It’s simple and easy to use and designed to save time and money.
You simply create your own profile page, update it as you wish, and then use the website to self-manage your searches and your property.  Whether [...]]]></description>
			<content:encoded><![CDATA[<p>A new service has recently launched, Shortcuthome is an innovative website (<a title="shortcuthome" href="http://www.shortcuthome.com">www.shortcuthome.com</a>) connecting landlords and tenants for free.  It’s simple and easy to use and designed to save time and money.</p>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">You simply create your own profile page, update it as you wish, and then use the website to self-manage your searches and your property.  Whether it’s short or long term rentals, now or in the future, Shortcuthome will help you through every step of the process.</div>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">Shortcuthome also offers a comprehensive menu of match-making searches, not just for whole properties and individual rooms but also for group bookings – ideal for   university students.  The option for dedicated feedback is also available.</div>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">Accreditation for landlords, contracts, legal advice and competitive insurance quotes are available for access and storage on line.</div>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">Log on and see for yourself, go to: www.shortcuthome.com</div>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">For further information, please contact:</div>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">Joanna Kirchner</div>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">General Manager, Shortcuthome.com</div>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">01206 522427</div>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;">Email: generalmanager@shortcuthome.com</div>
<p>You simply create your own profile page, update it as you wish, and then use the website to self-manage your searches and your property.  Whether it’s short or long term rentals, now or in the future, Shortcuthome will help you through every step of the process.</p>
<p>Shortcuthome also offers a comprehensive menu of match-making searches, not just for whole properties and individual rooms but also for group bookings – ideal for   university students.  The option for dedicated feedback is also available.</p>
<p>Accreditation for landlords, contracts, legal advice and competitive insurance quotes are available for access and storage on line.</p>
<p>For further information, please contact:</p>
<address>Joanna Kirchner<br />
General Manager, Shortcuthome.com<br />
01206 522427<br />
Email: generalmanager@shortcuthome.com</address>
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		<title>New property comparables tool from Calnea Analytics</title>
		<link>http://www.houseprice.org.uk/2010/05/new-property-comparables-tool-from-calnea-analytics/</link>
		<comments>http://www.houseprice.org.uk/2010/05/new-property-comparables-tool-from-calnea-analytics/#comments</comments>
		<pubDate>Wed, 19 May 2010 11:04:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[property valuation]]></category>

		<guid isPermaLink="false">http://www.houseprice.org.uk/?p=54</guid>
		<description><![CDATA[Calnea Analytics has developed a new and improved comparables tool and have released the following instructional video:

]]></description>
			<content:encoded><![CDATA[<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">Calnea Analytics has developed a new and improved comparables tool and have released the following instructional video:</p>
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		<title>Property valuation iPhone app from Mouseprice.com</title>
		<link>http://www.houseprice.org.uk/2009/11/property-valuation-iphone-app-from-mouseprice-com/</link>
		<comments>http://www.houseprice.org.uk/2009/11/property-valuation-iphone-app-from-mouseprice-com/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 11:37:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[property valuation]]></category>

		<guid isPermaLink="false">http://www.houseprice.org.uk/?p=79</guid>
		<description><![CDATA[A new iPhone app has been released this week, which lets users check property market information on the go. The app, released by the property portal Mouseprice.com,  is the first of its kind to be relaesed in the UK and allows you to check the value of any property in England and Wales, along with [...]]]></description>
			<content:encoded><![CDATA[<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">A new iPhone app has been released this week, which lets users check property market information on the go. The app, released by the property portal Mouseprice.com,  is the first of its kind to be relaesed in the UK and allows you to check the value of any property in England and Wales, along with a selection of other useful property related information.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">Mouseprice.com has released the following instructional video:</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;"><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="344" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><embed type="application/x-shockwave-flash" width="425" height="344" src="http://www.youtube.com/v/UMJaPRUNW4U&amp;hl=en&amp;fs=1&amp;" allowscriptaccess="always" allowfullscreen="true"></embed></object></p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">More information can be found <a style="color: #2970a6; text-decoration: none;" href="http://www.mouseprice.com/articles/Mouseprice-iphone-application.ashx" target="_blank">here</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Unemployment data</title>
		<link>http://www.houseprice.org.uk/2009/08/unemployment-data/</link>
		<comments>http://www.houseprice.org.uk/2009/08/unemployment-data/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 11:17:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[house price forecasts]]></category>

		<guid isPermaLink="false">http://www.houseprice.org.uk/?p=63</guid>
		<description><![CDATA[
The latest unemployment data from the ONS (published on 12 August 2009) does not make for happy reading:

“The unemployment rate was 7.8 per cent for the three months to June 2009, up 0.7 over the previous quarter and up 2.4 over the year. The number of unemployed people increased by 220,000 over the quarter and by [...]]]></description>
			<content:encoded><![CDATA[<div style="padding-top: 5px; padding-right: 0px; padding-bottom: 0px; padding-left: 5px; line-height: 17px; overflow-x: hidden; overflow-y: hidden; margin: 0px;">
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">The latest unemployment data from the <a style="color: #2970a6; text-decoration: none;" href="http://www.statistics.gov.uk/cci/nugget.asp?ID=12">ONS</a> (published on 12 August 2009) does not make for happy reading:</p>
<blockquote style="margin-top: 5px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; padding-top: 8px; padding-right: 12px; padding-bottom: 8px; padding-left: 36px; background-image: url(http://www.houseprice.org.uk/wp-content/themes/inove/img/blockquote.gif); background-attachment: initial; background-origin: initial; background-clip: initial; background-color: #f4f5f7; background-position: 3px 3px; background-repeat: no-repeat no-repeat; border: 1px dashed #cccccc;">
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">“The unemployment rate was 7.8 per cent for the three months to June 2009, up 0.7 over the previous quarter and up 2.4 over the year. The number of unemployed people increased by 220,000 over the quarter and by 750,000 over the year, to reach 2.43 million.”</p>
</blockquote>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">Let us hope that unemployment is truly the lagging indicator (i.e. the last indicator to start improving as we come out of recession) and that it will turn the corner in the not too distant future.  If this doesn’t happen the impact on house price recovery will be obvious.</p>
</div>
]]></content:encoded>
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		<item>
		<title>A double dip recession?</title>
		<link>http://www.houseprice.org.uk/2009/08/a-double-dip-recession/</link>
		<comments>http://www.houseprice.org.uk/2009/08/a-double-dip-recession/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 11:21:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[house price forecasts]]></category>

		<guid isPermaLink="false">http://www.houseprice.org.uk/?p=67</guid>
		<description><![CDATA[It looks like the rate of house price decline has now slowed down considerably.  In a year’s time we may even see an annual increase.  That is unless we experience a ‘double dip’ recession and prices start falling again.  A key indicator is unemployment data.  What are your thoughts.
]]></description>
			<content:encoded><![CDATA[<p>It looks like the rate of house price decline has now slowed down considerably.  In a year’s time we may even see an annual increase.  That is unless we experience a ‘double dip’ recession and prices start falling again.  A key indicator is unemployment data.  What are your thoughts.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.houseprice.org.uk/2009/08/a-double-dip-recession/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ways to counter a property market crash: Hedge your bets</title>
		<link>http://www.houseprice.org.uk/2008/11/ways-to-counter-a-property-market-crash-hedge-your-bets/</link>
		<comments>http://www.houseprice.org.uk/2008/11/ways-to-counter-a-property-market-crash-hedge-your-bets/#comments</comments>
		<pubDate>Fri, 21 Nov 2008 11:24:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[house price forecasts]]></category>

		<guid isPermaLink="false">http://www.houseprice.org.uk/?p=74</guid>
		<description><![CDATA[With the current condition of the UK housing market and various sections of the UK media predicting a further deterioration in the property market, what is there to do to save your properties value other than sell? There is one option to consider before calling up your local estate agent- Spread-Betting.
The spread-betting firms allows you [...]]]></description>
			<content:encoded><![CDATA[<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">With the current condition of the UK housing market and various sections of the UK media predicting a further deterioration in the property market, what is there to do to save your properties value other than sell? There is one option to consider before calling up your local estate agent- Spread-Betting.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">The spread-betting firms allows you to bet on the rise or fall of prices in either the UK as a whole or on 11 individual regions. The firm offers a range on something happening, such as the range of change of average property prices. This range of change is referred to as the “spread”.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">As a betting customer, you can bet higher or lower depending on which direction you believe the market will head over the next four quarters. If you guess the correct direction, you win! And what you win depends on how far the result of the property market change deviates from the spread times how much you bet.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;"><strong>Example:</strong></p>
<ol style="padding-top: 0px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; margin: 0px;">
<li style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 20px; list-style-position: inside; margin: 0px;">If the average property price is currently £145,000, the betting firm may offer a spread of say (£140-£150k)</li>
<li style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 20px; list-style-position: inside; margin: 0px;">If you believe the market will fall you need to ask yourself, “by how much will it fall?”</li>
<li style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 20px; list-style-position: inside; margin: 0px;">Say you think the market will fall to the average property price being roughly £135,000</li>
<li style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 20px; list-style-position: inside; margin: 0px;">So you bet £1000 on each point decrease :</li>
<li style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 20px; list-style-position: inside; margin: 0px;">If the market does fall, you will win your bet times how many points below the bottom of the spread the final average price has become. For example, if the average price for a property is now £136,000, which is 4 points below the bottom of the spread, you would win 4 X £1000= £4000</li>
</ol>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">All of the profits are tax free and all costs to you are included in the spread. Finally something with no hidden charges!</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">A house price index provides the basis for the spreads offered by <a style="color: #2970a6; text-decoration: none;" href="http://www.igindex.co.uk/">IG Index</a>.  The index breaks down its property price information nationwide and regionally which is what allows you to bet two different ways.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">As of right now, IG Index has suspended the acceptance of bets and have briefly closed the books on the property market betting. Because of the overall consensus that the UK property market is headed towards a creash, the only bets being placed have been for a decline in the price indices. Until the next quarter, you will not be able to place your bet with IG Index.</p>
<p style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px;">But once those doors are open again, make sure you’ve informed yourself on the price indices and <a style="color: #2970a6; text-decoration: none;" title="house prices" href="http://www.mouseprice.com/" target="_self">property prices</a> and search for regional and nationwide property sales prices. That is of course unless the fear of a market crash has already forced you to sell as the sole way to prevent a loss.</p>
]]></content:encoded>
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