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	<title>Comments for House prices blog</title>
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	<link>http://www.houseprice.org.uk</link>
	<description>UK house price related musings, articles and guides</description>
	<lastBuildDate>Sun, 07 Mar 2010 21:02:57 +0100</lastBuildDate>
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		<title>Comment on A double dip recession? by home loans</title>
		<link>http://www.houseprice.org.uk/2009/08/24/a-double-dip-recession/comment-page-1/#comment-29</link>
		<dc:creator>home loans</dc:creator>
		<pubDate>Sun, 07 Mar 2010 21:02:57 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?p=72#comment-29</guid>
		<description>It&#039;s understandable that cash can make us independent. But how to act if one does not have money? The only one way is to get the &lt;a href=&quot;http://lowest-rate-loans.com/topics/personal-loans&quot; rel=&quot;nofollow&quot;&gt;personal loans&lt;/a&gt; and student loan.</description>
		<content:encoded><![CDATA[<p>It&#8217;s understandable that cash can make us independent. But how to act if one does not have money? The only one way is to get the <a href="http://lowest-rate-loans.com/topics/personal-loans" rel="nofollow">personal loans</a> and student loan.</p>
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		<title>Comment on A double dip recession? by mDEMILY</title>
		<link>http://www.houseprice.org.uk/2009/08/24/a-double-dip-recession/comment-page-1/#comment-28</link>
		<dc:creator>mDEMILY</dc:creator>
		<pubDate>Mon, 22 Feb 2010 05:19:39 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?p=72#comment-28</guid>
		<description>Various spheres of our life utilize a lot of time and money, thus why must we waste time for good essay accomplishing? This will be bright to use some experienced &lt;a href=&quot;http://quality-papers.com/topics/sociology_essays&quot; rel=&quot;nofollow&quot;&gt;sociology essay&lt;/a&gt; service to buy the college essay at, I think.</description>
		<content:encoded><![CDATA[<p>Various spheres of our life utilize a lot of time and money, thus why must we waste time for good essay accomplishing? This will be bright to use some experienced <a href="http://quality-papers.com/topics/sociology_essays" rel="nofollow">sociology essay</a> service to buy the college essay at, I think.</p>
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		<title>Comment on A double dip recession? by Letting</title>
		<link>http://www.houseprice.org.uk/2009/08/24/a-double-dip-recession/comment-page-1/#comment-27</link>
		<dc:creator>Letting</dc:creator>
		<pubDate>Mon, 08 Feb 2010 17:19:49 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?p=72#comment-27</guid>
		<description>Your blog keeps getting better and better! Your older articles are not as good as newer ones you have a lot more creativity and originality now keep it up!</description>
		<content:encoded><![CDATA[<p>Your blog keeps getting better and better! Your older articles are not as good as newer ones you have a lot more creativity and originality now keep it up!</p>
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		<title>Comment on Ombudsman for estate agents by Ann Phillips</title>
		<link>http://www.houseprice.org.uk/articles/ombudsman-for-estate-agents/comment-page-1/#comment-25</link>
		<dc:creator>Ann Phillips</dc:creator>
		<pubDate>Fri, 15 Jan 2010 16:59:51 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?page_id=112#comment-25</guid>
		<description>although my agents have found me a buyer I have not been able to find a property I want I originally found a new build but was told not to put an offer on until my buyer was definate now I have lost the new build. According to my contract if I withdraw from the sale I am liable for 10% of the selling price is this correct</description>
		<content:encoded><![CDATA[<p>although my agents have found me a buyer I have not been able to find a property I want I originally found a new build but was told not to put an offer on until my buyer was definate now I have lost the new build. According to my contract if I withdraw from the sale I am liable for 10% of the selling price is this correct</p>
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		<title>Comment on Ombudsman for estate agents by dee</title>
		<link>http://www.houseprice.org.uk/articles/ombudsman-for-estate-agents/comment-page-1/#comment-24</link>
		<dc:creator>dee</dc:creator>
		<pubDate>Thu, 14 Jan 2010 19:56:19 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?page_id=112#comment-24</guid>
		<description>Thanks Danny for your comment, i am having trouble with Enfields and a customer of theirs whom refuses point blank to exchange let ALONE COMPLETE! There is another person in the same situation before me who is my purchaser.
Enfields have done nothing but lie this has been going on since November i am now beside myself with frustration my life has been turned upset down,i was promised a definate move date as Jan 8 2010 as you can see that has gone it went then to 13th for exchange haha !!
Yes it is a joke then tonight i get a call full of apologies from my Agent whom has been slogging away trying desperately to sort this with can we make it 12 Feb to exchange well i hit the roof.
As i handed in my notice at work, so now i am unemployed as well !!!
Just who do you go to ? When Estate Agents</description>
		<content:encoded><![CDATA[<p>Thanks Danny for your comment, i am having trouble with Enfields and a customer of theirs whom refuses point blank to exchange let ALONE COMPLETE! There is another person in the same situation before me who is my purchaser.<br />
Enfields have done nothing but lie this has been going on since November i am now beside myself with frustration my life has been turned upset down,i was promised a definate move date as Jan 8 2010 as you can see that has gone it went then to 13th for exchange haha !!<br />
Yes it is a joke then tonight i get a call full of apologies from my Agent whom has been slogging away trying desperately to sort this with can we make it 12 Feb to exchange well i hit the roof.<br />
As i handed in my notice at work, so now i am unemployed as well !!!<br />
Just who do you go to ? When Estate Agents</p>
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		<title>Comment on Ombudsman for estate agents by Danny Braye</title>
		<link>http://www.houseprice.org.uk/articles/ombudsman-for-estate-agents/comment-page-1/#comment-22</link>
		<dc:creator>Danny Braye</dc:creator>
		<pubDate>Tue, 05 Jan 2010 08:34:44 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?page_id=112#comment-22</guid>
		<description>Guy - thank you very much for sharing that comment.  It is shocking but not surprising.  Let it be a warning to everyone else. DB</description>
		<content:encoded><![CDATA[<p>Guy &#8211; thank you very much for sharing that comment.  It is shocking but not surprising.  Let it be a warning to everyone else. DB</p>
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		<title>Comment on Ombudsman for estate agents by Guy</title>
		<link>http://www.houseprice.org.uk/articles/ombudsman-for-estate-agents/comment-page-1/#comment-21</link>
		<dc:creator>Guy</dc:creator>
		<pubDate>Mon, 04 Jan 2010 20:35:59 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?page_id=112#comment-21</guid>
		<description>The OEA are in the pocket of estate agents. They are funded by them and hence they are loathed to bite the hand that feeds them by finding against any of their member estate agents.

This view is based on my personal experience where the OEA found that the letting agent who marketed our family home and referenced the eventual tenants met their code of conduct despite :

1, They did not identify the correct identity of the tenant
2, They did not get any previous address history
3, He validated his income via an email (from himself) to their credit reference agent
4, They did not take any character references
5, They had no utility bills, passport copies, drivers licence copies, Pay slips or even a Videocard !


It transpired very quickly that the man was a convicted fraudster with no job, income or morals. He trashed my family home, did not pay the rent for months and carried out several frauds from my address. we are still getting bailiffs calling and our house is blighted for any credit.

This was 2 years ago and despite an OEA &#039;investigation&#039; and an appeal Mr Hamer of the OEA concludes that the estate agent met their code of conduct !

This is a scandal. Does anybody else have any similar accounts as I would like to present cases to my MP so we can get something done about the OEA sham.

Thanks Guy.</description>
		<content:encoded><![CDATA[<p>The OEA are in the pocket of estate agents. They are funded by them and hence they are loathed to bite the hand that feeds them by finding against any of their member estate agents.</p>
<p>This view is based on my personal experience where the OEA found that the letting agent who marketed our family home and referenced the eventual tenants met their code of conduct despite :</p>
<p>1, They did not identify the correct identity of the tenant<br />
2, They did not get any previous address history<br />
3, He validated his income via an email (from himself) to their credit reference agent<br />
4, They did not take any character references<br />
5, They had no utility bills, passport copies, drivers licence copies, Pay slips or even a Videocard !</p>
<p>It transpired very quickly that the man was a convicted fraudster with no job, income or morals. He trashed my family home, did not pay the rent for months and carried out several frauds from my address. we are still getting bailiffs calling and our house is blighted for any credit.</p>
<p>This was 2 years ago and despite an OEA &#8216;investigation&#8217; and an appeal Mr Hamer of the OEA concludes that the estate agent met their code of conduct !</p>
<p>This is a scandal. Does anybody else have any similar accounts as I would like to present cases to my MP so we can get something done about the OEA sham.</p>
<p>Thanks Guy.</p>
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		<title>Comment on Ombudsman for estate agents by Jan Harris</title>
		<link>http://www.houseprice.org.uk/articles/ombudsman-for-estate-agents/comment-page-1/#comment-14</link>
		<dc:creator>Jan Harris</dc:creator>
		<pubDate>Thu, 03 Dec 2009 10:26:21 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?page_id=112#comment-14</guid>
		<description>I decided to sell my house and a family in rented accomodation nearby made me an offer which I refused, because I felt that I could possibly get more by marketing it with an estate agent. So I put my house up for sale with a local agent, but when signing the contract I told them of the offer which was duly noted on the contract. Now the estate agent is in contact with this family and trying to get me to accept their offer, and are not sending anyone to view the house stating that this family want to buy it. My contract with the agent expires in 7 weeks . If I were to decide to sell to this family after this time where would I stand legally in regard to estate agents fees?</description>
		<content:encoded><![CDATA[<p>I decided to sell my house and a family in rented accomodation nearby made me an offer which I refused, because I felt that I could possibly get more by marketing it with an estate agent. So I put my house up for sale with a local agent, but when signing the contract I told them of the offer which was duly noted on the contract. Now the estate agent is in contact with this family and trying to get me to accept their offer, and are not sending anyone to view the house stating that this family want to buy it. My contract with the agent expires in 7 weeks . If I were to decide to sell to this family after this time where would I stand legally in regard to estate agents fees?</p>
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		<title>Comment on Guide to chartered surveyors by adam houghton</title>
		<link>http://www.houseprice.org.uk/articles/guide-to-chartered-surveyors/comment-page-1/#comment-13</link>
		<dc:creator>adam houghton</dc:creator>
		<pubDate>Mon, 23 Nov 2009 23:42:33 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?page_id=97#comment-13</guid>
		<description>My wife and i are purchising a property in the Walsall area using Countrywide property lawyers (via Dixons who are conducting the sale on our property).  We noted online that we can arrange for an indenpendnant survey, however we have been advised that our proposed lender (Nationwide) would only accept Countywide Property surveys.  In order to approve a mortgage we were told that we could appoint independent surveyors for the homebuyer survey but we would still need to instruct countrywide to conduct a basic survey for valuation purposes, therefore paying twice for two surveys.  We are unhappy with this course as it would mean paying twice for a survey for valuation/mortgage purposes, as we are aware the homebuyer report does include valuation for proposed lenders.
This does not seem to be fair to vendors.  Is there anything we can do in order to avoid this additional cost?

Yours 
A Houghton</description>
		<content:encoded><![CDATA[<p>My wife and i are purchising a property in the Walsall area using Countrywide property lawyers (via Dixons who are conducting the sale on our property).  We noted online that we can arrange for an indenpendnant survey, however we have been advised that our proposed lender (Nationwide) would only accept Countywide Property surveys.  In order to approve a mortgage we were told that we could appoint independent surveyors for the homebuyer survey but we would still need to instruct countrywide to conduct a basic survey for valuation purposes, therefore paying twice for two surveys.  We are unhappy with this course as it would mean paying twice for a survey for valuation/mortgage purposes, as we are aware the homebuyer report does include valuation for proposed lenders.<br />
This does not seem to be fair to vendors.  Is there anything we can do in order to avoid this additional cost?</p>
<p>Yours<br />
A Houghton</p>
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		<title>Comment on Ombudsman for estate agents by Janine Anderson</title>
		<link>http://www.houseprice.org.uk/articles/ombudsman-for-estate-agents/comment-page-1/#comment-11</link>
		<dc:creator>Janine Anderson</dc:creator>
		<pubDate>Mon, 05 Oct 2009 13:23:50 +0000</pubDate>
		<guid isPermaLink="false">http://housepricecentral.co.uk/?page_id=112#comment-11</guid>
		<description>I rented a property with Beresford Adams in North Wales for 6 months. I left after the end of this period which was the 1st of  September.To this day; the 5th of October, I am still waiting for my deposit refund. I am not happy ang suggest to anybody reading this DO NOT use them as a letting agent as they do put your deposit into any type of scheme that thery should by law; they keep it in their own accounts department.</description>
		<content:encoded><![CDATA[<p>I rented a property with Beresford Adams in North Wales for 6 months. I left after the end of this period which was the 1st of  September.To this day; the 5th of October, I am still waiting for my deposit refund. I am not happy ang suggest to anybody reading this DO NOT use them as a letting agent as they do put your deposit into any type of scheme that thery should by law; they keep it in their own accounts department.</p>
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